Archive for the ‘ homeowners insurance ’ Category

Home Insurance in Hinesville, Richmond Hill GA, Savannah, and all the Surrounding Areas

Wednesday, October 10th, 2018

Are you wondering how to give your home the maximum protection it deserves? Well, even if you install high-security systems at home or hire a strong and brave security guard, your house is not entirely safe from the potential risks it can be exposed to. So, the only option for you remains the home insurance. This is the perfect, quality, and comprehensive protection that you can provide your house and your belongings. We, at Lee, Hill & Rowe, bring you high-quality homeowners’ insurance all across areas like Hinesville, Pooler, Richmond Hills GA, Rincon, and Savannah. We have been in this industry since 1999 and have gained a solid reputation amidst families, businesses, and people. We are a family owned and operated company whose primary goal is to help you meet the practical solutions against all kinds of risks. 

Home Insurance, Hinesville, Richmond Hill GA, Savannah

Here, we have put together a few things to check before purchasing a particular insurance policy for your home. Take a look. 

  • Coverage Options 

First of all, you should go through the coverage options in the policy. Make sure that the policy includes all the essential risks and threats that your house could be exposed to such as natural disasters, thefts, or other liability payments for people getting injured in your premises.  

  • Kind of House 

Next, you have to check if the policy covers your particular kind of house or not. Make sure that the policy includes protection for all kinds of homes including apartment, townhomes, mansions, rental properties or homes under construction. 

  • Insurance Premiums 

Lastly, you should check if the premium rates for the policy are feasible for your budget or not. You must check if this is the best rates that you can get for your desired coverage. Comparing the rates in the market can be a great idea.  

So, after checking all these points, if you are still keen on buying our homeowners’ insurance, get in touch with us today. 

Should I Buy Insurance Online?

Monday, February 6th, 2017

independent agent or on line lee hil rowe
You get bombarded by commercials from insurance companies claiming you can save money on your insurance by getting it online or from their 1800 call center.  These online insurance carriers may, in fact, provide coverage at lower premium costs, but are you really getting the coverage and service that you need?  Is bottom-line price all that matters?

When you purchase your insurance policies through an independent agent you may be getting a lot more than you realize. When you work with one of us, you are dealing with a seasoned insurance professional who has industry and market knowledge and access to multiple insurance companies. It’s our job to get you the best coverage we can, but it’s our pleasure to save you money wherever possible.

In addition to securing your insurance coverage, here are some other services we provide:

  • Annual account reviews to ensure proper coverage
  • Shop the market for the best pricing
  • One-stop shopping for all of your insurance needs, both personal and commercial
  • Specific knowledge of your unique insurance needs
  •  Assistance with claims
  • A personal relationship with someone you know vs a random stranger at a call center

When you choose an independent agent instead of an online mega insurer, you experience the personalized service you deserve as a valued client. Independent agents will take the time to put together a variety of coverage options that a captive agent simply doesn’t have available, and can become your trusted advisor who will provide you with the knowledge and education it takes to make informed choices about the best coverage for you and your family.  At an on line call center, you never get the same person twice, so you don’t have the opportunity to develop the kind of rapport and trust. Why would you settle for anything less?

If you haven’t had an insurance review lately, why not give us a call and at 912-525-3360, or stop by and we’ll give you a free coverage evaluation. We’re a family owned and operated agency and we carry all lines of personal and commercial insurance.

A. Yate  for LHR/copyright 2017 All rights reserved