Homeowners Insurance and Auto Insurance in Richmond Hill, Hinesville, Pooler GA, and Surrounding Areas

November 20th, 2017

Homeowners Insurance and Auto Insurance in Richmond Hill, Hinesville, Pooler GA, and Surrounding Areas

Owning a home has a lot of responsibilities of which the most important is to insure the home along with the contents present inside and outside. In short investing in a homeowners insurance plan is a must. If you are looking for the best home insurance policy and at the best industry rate call us at Lee, Hill and Lowe Insurors right away. We are an insured and experienced company which means you are under safe and trusted hands. People residing in and around Hinesville, Pooler, Richmond Hill GA, Rincon and Savannah can make the most of our services.

Explore the Top 5 Benefits

When you invest in our home insurance plans you can benefit in the following ways namely,

  • Protection Against Financial Disaster- Be it fire, theft, tornadoes, floods or anything else which damages your abode or the contents present in the home, this policy will help in covering the replacement or repair costs of the items or the home.
  • Added Security- Having the added security in the form of insurance will keep your tensions and worries at bay that you are likely to face during a disaster as you know that your replacement or repair bills will be covered.
  • Affordable- It is pocket friendly. Compared to health insurance or any other insurance plans for that matter, home insurance is much more affordable so there should not be any excuse for not having it.
  • Easy to Get- Home insurance plans compared to others is easy to get. We can provide you with the best plan as per your needs and budget.
  • Liability Coverage is Essential- It will cover your liability should someone gets injured while on your property. Besides you will also get covered should you injure another person or their property.

Want to know more? Please feel free to call us 912-525-3360.

Homeowners Insurance and Auto Insurance in Richmond Hill, Hinesville, and Pooler GA. Offering Commercial Insurance, Business Insurance, Flood Insurance in Rincon & Savannah.

Auto Insurance and Homeowners Insurance in Hinesville, Pooler, Richmond Hill GA, and Surrounding Areas

November 13th, 2017

Auto Insurance and Homeowners Insurance in Hinesville, Pooler, Richmond Hill GA, and Surrounding Areas

Auto Insurance is available in different types so it is quite likely that you may get confused as to which will be the right choice for you. Relax, we at Lee, Hill and Lowe Insurors are there to take care of your needs. We do not simply offer insurance plans to our customers but run them through the different types and their benefits and also inform them about what will be covered under the plan and what will not. This way you can definitely make the right choice. Our agents are highly skilled and trained and will guide you in every step of the way. The different areas that we serve include the ins and outs of Hinesville, Pooler, Richmond Hill GA, Rincon and Savannah.

A Close Look at the Different Types

The different car insurance plans that we offer to our customers are as follows,

  • Liability Coverage- This plan will include both property damage and bodily injury liability coverage. If you meet with an accident, hurt a person or even damage their property this plan will have you covered as well as defend you during a lawsuit.
  • Comprehensive Coverage- This plan will pay for the damages to your car which has resulted not from a collision such as certain natural disasters, hitting an animal, vandalism or theft.
  • Collision Coverage- This plan will pay for the damages to your car should it hits an object or another car, rolls over or gets hit via another car. Collision coverage is needed if your vehicle is leased or financed.
  • Personal Injury Protection- Also known as no-fault insurance, PIP will help in paying medical expenses along with lost wages as well as other damages no matter who in the accident is at fault.
  • Uninsured/Underinsured Coverage- This plan can help in paying for medical costs and damages due to an accident caused via a person that has inadequate insurance or no insurance coverage.
  • Medical Payments Coverage- This plan will help in paying for the covered medical expenditure for the person injured in your car no matter who is at fault.

Call 912-525-3360 to know more.

Auto Insurance and Homeowners Insurance in Hinesville, Pooler, and Richmond Hill GA. Offering Commercial Insurance, Business Insurance, Flood Insurance in Rincon & Savannah.

Flood Insurance in Pooler, Richmond Hill, Savannah, and surrounding areas

October 14th, 2017

Flood Insurance in Rincon, Savannah, Hinesville, Pooler, Richmond Hill GA & Surrounding Areas

Are you planning to purchase flood insurance in and around Hinesville, Pooler, Richmond Hill GA, Rincon or Savannah? Opting for such services are very important these days since floods have become quite common and homeowner’s insurance doesn’t cover flooding. Hiring an insurance company is not an easy task especially when there is an array of options to choose from. However, all the companies are not trustworthy enough. One of the most reliable companies is Lee, Hill & Rowe Insurors, which has been providing wide-ranging insurance services to their customers for a long period of time now.

These following points will give you an idea about the various advantages of purchasing flood insurance.

  • Flood Losses Are Costly-Flood causes severe damage to your property and belongings. Even a few inches of floodwater can cause a major harm to your house, worth a thousand dollars. Hence, repairing the damages caused by flooding can burn a hole in your pocket. If you have insurance, it will bear the entire cost of the destruction caused to your property on your behalf.
  • Provides You with a Peace of Mind-Purchasing such services will provide you with a peace of mind. When you know that there is someone to help you efficiently in times of such natural disasters, you will obviously be tension-free. Thus, it is very important to opt for such insurance services as it will not only cater to all your needs in times of such a situation but will also prevent you from panicking.
  • Helps You Deal with the Situation Effectively-Buying such services will help you cope up with the situation very easily. During flooding, having an insurance helps as they will file claims related to all the damages caused. It will not only safeguard your valuable assets but will also protect you and your loved ones in times of such a serious natural disaster.

Now that you have a clear idea about the advantages of opting for such services, why delay any further? Hurry up and give us a call at 912-525-3360.

Flood Insurance in Pooler, Richmond Hill, Savannah, and neighbors, including Hinesville & Rincon. Offering Home, Commercial, Life, Auto Insurance, and more.

Commercial Insurance in Hinesville, Richmond Hill, Savannah, and surrounding areas

October 4th, 2017

Commercial & Business Insurance in Rincon, Savannah, Hinesville, Pooler, Richmond Hill GA & Surrounding Areas

If you own a business, then it is always wise for you to purchase insurance services. Opting for business insurance services will prove to be beneficial for you in many ways. It will safeguard your valuable assets, retain your employees and also make your business look more credible to investors. Are you planning to buy commercial insurance services in and around Hinesville, Pooler, Richmond Hill GA, Rincon or Savannah? There are many companies in these areas that will provide you with such services. However, all of them are not reliable enough. Lee, Hill & Rowe Insurors is among one of the best companies in the above-mentioned areas that are dedicated to helping their customers in times of a crisis situation. When it comes to insurance services, we have gained immense popularity among our customers.

If you are still skeptical about hiring us, then have a look at this blog.

  • Experienced-Prior to hiring a company, one of the most vital things that one must consider is their experience. Lee, Hill & Rowe Insurors is one company that has been providing outstanding insurance services to their customers since 1999. Our numerous years of experience have made us extremely skilled when it comes to providing you with such services.
  • Positive Customer Reviews-We, at Lee, Hill & Rowe Insurors give top-notch priority to our customers. You can go through the customer reviews on our website to gain considerable knowledge about our positive impression in the market.
  • Wide-Ranging Services-We provide you with a “one-stop” solution to all your insurance needs. Our versatile range of services makes us so popular among our clients. Not only do we provide you with business insurance services but we provide you with other services like homeowner’s, auto, life and health insurance. Our business insurance coverage includes the following options:
  • Worker’s Compensation
  • Errors & Omissions
  • Builder’s Risk Insurance
  • Garage
  • Cabs and Limousines
  • Garage liability
  • Preparation with dealer licensing
  • Bonds
  • Autos & Fleet
  • Mechanic and body shop
  • Umbrella
  • Affordable Prices- One of our unique qualities is that we fulfill the needs and requirements of our customers and that too at budget-friendly rates. You can click on “get a quote “option on our website to get an estimate of the costs that you have to spend when you avail such services.

So, if you are planning to purchase business insurance services in and around Hinesville, Pooler, Richmond Hill GA, Rincon, or Savannah, then give us a call at 912-525-3360.

Commercial Insurance in Hinesville, Richmond Hill, Savannah, and neighbors, including Pooler & Rincon. Offering Flood, Commercial, Life Insurance, and more.

Business Insurance in Hinesville, Pooler, Savannah, and surrounding areas

September 22nd, 2017

Business & Commercial Insurance in Rincon, Savannah, Hinesville, Pooler, Richmond Hill GA & Surrounding Areas

Are you an entrepreneur who is planning to start a company in Hinesville, Pooler, Richmond Hill GA, Rincon or Savannah? If yes, then there’s a tiny yet very useful suggestion for you. Please purchase an insurance to safeguard your business. There are many businessmen who don’t purchase business insurance and later, end up regretting when their business suffers due to an unexpected mishap. You wouldn’t want to face such a situation, right? So, do purchase a commercial insurance. If you are worried about finding an insurance agency in the above-mentioned areas then, do not worry at all. There are numerous agencies in these areas that can provide you with flexible commercial insurance policies. But, none of them are as reliable as Lee, Hill & Rowe Insurors.

Want to know why most of the entrepreneurs who have started a business in Hinesville, Pooler, Richmond Hill GA, Rincon or Savannah, rely on us? Yes? Then, please go through the below-mentioned points.

  • Experience- One of the main reasons why people rely on us is because of our immense experience in this field. We have been providing business insurance for the past 18 years to several well-known, as well as budding entrepreneurs. Hence, if you purchase an insurance policy for your business from us, be rest assured, you wouldn’t regret at all.
  • Licensed Agent– There are undoubtedly numerous agents in Hinesville, Pooler, Richmond Hill GA, Rincon and Savannah that sell commercial insurance policies. But amongst them, only a few are licensed. However, we are glad that we own a license. Yes, that’s right! We have a license to do business in the states of Georgia & South Carolina, USA.
  • Efficient Staffs– Another reason why people consider us to be “reliable” is because of our friendly, patient and efficient staffs. All our staffs have immense experience in this field and can easily help you pick the right insurance for your business, which will not only fit your needs, but also the budget.

These were the three reasons why our company is a reliable one in Georgia as well as North Carolina, USA. To know more about us, call us at (912) 525-3360.

Business Insurance in Hinesville, Pooler, Savannah, nearby cities like Richmond Hill and Rincon. Auto Insurance, Home Insurance, and more available in all areas.

Auto Insurance in Hinesville, Rincon, Savannah and Surrounding Areas

September 15th, 2017

Auto & Car Insurance in Rincon, Savannah, Hinesville, Pooler, Richmond Hill GA & Surrounding Areas

There are many people living in Hinesville, Pooler, Richmond Hill GA, Rincon and Savannah who own more than one car but, haven’t purchased auto insurance as yet. Are you one of them? If yes, then please purchase as soon as possible. Buying a car insurance is absolutely needed so that, you can get some financial help to repair your car, if it gets damaged after an accident. In fact, this will also help you pay the medical bills of the driver, passengers or any other pedestrian who has been injured during the road mishap. So, what are you waiting for? Contact an insurance agency and purchase a car policy immediately. There are many companies in the above-mentioned areas that can provide you with car insurance policies. But, if you want to purchase it from a “popular” agency then, Lee, Hill & Rowe Insurors is the ideal one for you.

Thinking, what’s the secret behind our company’s increasing popularity? Well, to know that, you need to read the below-mentioned points. Take a look.

  • We Provide Insurances for a Wide Variety of Vehicles: In case you are thinking that we just help people insure their car then, that’s your misconception. We are one of those very few insurance agencies in Georgia and North Carolina that can provide auto insurance for a wide variety of vehicles. Some of the vehicles include:
  • Motorcycle
  • Boats
  • Personal watercraft/jet skis
  • RV’s
  • ATV’s / Off-road vehicles
  • Golf Carts
  • Trailers
  • Classic Cars
  • Our Premium Rates Are Reasonable: One of the major reasons why people refrain from purchasing a car policy is because, they dread the “hefty” premium rates. But, you’ll be glad to know that, all the policies that we sell have reasonable premium rates. Hence, it wouldn’t be too heavy for your pockets.

After going through these points, if you feel that we are the right agency from whom you can purchase auto insurance then, give us a call now at (912) 525-3360. We’ll be glad to help you choose the right insurance policy for your vehicle.

Auto Insurance in Hinesville, Rincon, Savannah, and nearby areas. Business Insurance, Personal Insurance, and Home Insurance also available in our service areas.

Savannah, Hinesville, Pooler, Richmond Hill GA Life Insurance

August 11th, 2017

Life Insurance in Rincon, Savannah, Hinesville, Pooler, Richmond Hill GA & Surrounding Areas

Do you remain worried about the future, when your family or loved ones might have to lead a life without you? Well, worrying about this is pretty natural as accidents, unfortunate mishaps and death are really life-shattering. But ultimately, they are the hard reality of life. And another brutal truth is that, it cannot stop the life of the ones whom you are leaving behind. Hence, having life insurance can be an essentiality for your life. Though it will not be able to replace the loss of a dear one yet, it can give a financial stability to the surviving kin after the debacle. Are you wondering, whom you should trust for your insurance? If you are living anywhere in cities like Savannah, Brunswick, Statesboro or Hinesville GA then, don’t worry. Come to us at Lee Hill and Rowe, as we are one of the most reputed names in Georgia and South Carolina.

Are you still wondering, how beneficial our life insurance would be for you and your family? Well then, take a look at the following points to know more.

2 Main Benefits of Having Life Insurance

  • Life Risk Cover: Life is extremely uncertain. Obviously, you might suddenly face some unforeseen risk. In such a situation, if something unfortunate happens to you, your insurance will get it covered. It will sort the financial needs of your family as it will take care of your child’s education, marriage or the regular expenses of life. Your family will get the sum assured plus a bonus that will help them to find stability.
  • Return on Investment: Life insurance is often an investment plan. After the pre-determined time, once the insurance matures, it will pay you back with the bonus And as a result, you will get more money back than you have invested.
  • Tax Benefits: Opting for life insurance is an effective way for any salaried person to reduce tax liability. The amount you invest will be eligible to get you a deduction on the tax that you pay every year.

So, now as you know about the benefits of life insurance, hope you are convinced about opting for it. If you are living in areas like Pooler or Richmond Hill GA and thinking of getting life insurance policy, call us at (912) 525-3360 now. You can also visit our website to get a free quote.

Savannah, Hinesville, Pooler, Richmond Hill GA Life Insurance. Insurance for Savannah, Hinesville, Pooler, Richmond Hill GA.

Insurance Agency in Savannah, Hinesville, Pooler, Rincon & Richmond Hill GA

August 4th, 2017

Insurance Agency in Rincon, Savannah, Hinesville, Pooler, Richmond Hill GA & Surrounding Areas

As our life is extremely uncertain, it is always wiser to think about securing every belonging that you have. By security, we don’t just mean about securing yourself from any accident or mishap, but also from massive financial losses. When you are investing in assets like home, property or vehicle, it is necessary that you provide security so that, you don’t lose all your money due to some unfortunate incidents. On the other hand, if you go through any kind of accident or sudden illness then obviously, it will take a toll on your finances too. So, to save yourself and your family from such loss, you’ll need insurance. It will not only protect your investments but also, have your back during your financial losses. Wondering, whom you should trust with your insurance? Don’t worry; if you are living in Savannah, Brunswick, Statesboro or Hinesville GA. come to us at Lee Hill and Rowe as we are one of the most renowned insurance companies in the aforementioned areas.

Are you thinking, why we are so popular amongst our clients? Then take a look at the following points or know more about the factors that make us a popular name in Georgia.

3 Factors that Makes Lee Hill and Rowe a Popular Name

  • Broad Product Line: We completely understand that necessity can arise at any time and in any aspect of your life. Hence, we make sure you never feel alone while dealing with your financial issues. That is why we offer broad product line to our customers. Our policies include homeowner’s insurance, flood insurance, rental properties, auto insurance, watercraft insurance, commercial insurance, worker’s compensation, farm-owner’s Insurance, church programs, life insurance and health insurance.
  • Wide Service Area: Our service areas cover Georgia and South Carolina. In these places, wherever you are, if you need to insure your assets, you can easily come to us as our agents are happy to help you.
  • Easy Claim Process: Our claiming process is very easy and smooth. We understand your situation and hence, we’ll make sure you just have to go through minor paperwork before you get the money. Our agents are always there to guide you.

So, now as you know about the three reasons why choosing us can be a good choice for you, what are you waiting for? If you are in Pooler or Richmond Hill GA, call us now at (912) 525-3360. You can visit our website to know more about the claiming information or to get a quote.

Savannah, Hinesville, Pooler, Richmond Hill GA Insurance. Life Insurance in Savannah, Hinesville, Pooler, Richmond Hill GA.

Should I Buy Insurance Online?

February 6th, 2017

independent agent or on line lee hil rowe

Should I Buy Insurance Online?

You get bombarded by commercials from insurance companies claiming you can save money on your insurance by getting it online or from their 1800 call center.  These online insurance carriers may, in fact, provide coverage at lower premium costs, but are you really getting the coverage and service that you need?  Is bottom-line price all that matters?

When you purchase your insurance policies through an independent agent you may be getting a lot more than you realize. When you work with one of us, you are dealing with a seasoned insurance professional who has industry and market knowledge and access to multiple insurance companies. It’s our job to get you the best coverage we can, but it’s our pleasure to save you money wherever possible.

In addition to securing your insurance coverage, here are some other services we provide:

  • Annual account reviews to ensure proper coverage
  • Shop the market for the best pricing
  • One-stop shopping for all of your insurance needs, both personal and commercial
  • Specific knowledge of your unique insurance needs
  •  Assistance with claims
  • A personal relationship with someone you know vs a random stranger at a call center

When you choose an independent agent instead of an online mega insurer, you experience the personalized service you deserve as a valued client. Independent agents will take the time to put together a variety of coverage options that a captive agent simply doesn’t have available, and can become your trusted advisor who will provide you with the knowledge and education it takes to make informed choices about the best coverage for you and your family.  At an on line call center, you never get the same person twice, so you don’t have the opportunity to develop the kind of rapport and trust. Why would you settle for anything less?

If you haven’t had an insurance review lately, why not give us a call and at 912-525-3360, or stop by and we’ll give you a free coverage evaluation. We’re a family owned and operated agency and we carry all lines of personal and commercial insurance.

A. Yate  for LHR/copyright 2017 All rights reserved

 

Protect Your Family With the Latest in Home Security Technology

September 28th, 2016

Home security technologyMost people care about protecting the things they love – and for our customers, family and home are at the top of that list. Besides getting the best homeowners insurance, investing in a good alarm system and keeping it functional is one of the best ways to help keep the people and assets that mean the most to you secure. What kind of new alarm systems are available, and what’s best for your family?  Our friends at Safeco Insurance have rounded up the some to latest information to help you make an informed decision.

What Kind of Alarm Should I Buy?

Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your phone or other mobile device, so you can feel confident even when you’re out of the house.

So, what home sensors do you need? Only you can answer that question – it depends on what you’re comfortable with. For your peace of mind and safety, you may want to consider the following types of alarms for your home.

Start With the Basics

Whether you’re in a house, condo or apartment, smoke alarms and carbon-monoxide (CO) detectors are absolute musts. They can alert you and your family in the event of a fire or if deadly gas is building up in your home.

  • Smoke alarms: According to the National Fire Protection Association, you should install these inside every room where people sleep, with at least one on each level of your home. For maximum safety, use both ionization and photoelectric alarms, which respond to different types of fires, or a dual-sensor alarm, which will respond to both flaming and smoldering fires. You can choose from alarms that are hard-wired into your home’s power supply or ones that run on batteries. Be sure to test them regularly and replace the batteries twice a year when you set your clocks forward or back.You also should consider smoke alarms that can be linked, so when one goes off, all of the alarms in the house sound. Other options include alarms with strobe lights (for the hearing impaired), voice commands instead of loud beeping (which may help wake children more easily) and even light for visibility in the dark.
  • Carbon monoxide alarms: Carbon monoxide is odorless — and deadly, killing about 400 people in the U.S. each year, according to the Centers for Disease Control and Prevention. If your home has gas appliances or a wood-burning fireplace, you may be especially at risk. But, every home needs carbon monoxide detectors – on every level of your home and outside of sleeping areas.There are battery-powered and plug-in CO alarms available, and some can be linked to smoke detectors as well. Be cautious about combination smoke-and-CO alarms, however, as the detection capabilities may be limited.

Then Consider Other Types of Home Detectors

Other alarms are more about your specific living circumstances and what will make you feel most safe. There are plenty of different products available, so consider your lifestyle, your location and other factors.

  • Natural gas and propane: Natural-gas detectors typically provide an alarm for propane and CO leaks as well. They’re a good option for those with appliances powered by natural gas, or people who own RVs and trailers with large propane tanks.
  • Water: These alert you to leaks from appliances or pipes via sensors you can place around your home. Some require you to be present to hear the alarm, while others connect to a central hub that can provide alerts to your phone or other device.
  • Radon: Detectors are available that provide constant monitoring of this deadly gas. You could also start with a single-use radon test to help determine if a problem may be present.
  • Radiation: If you live near a nuclear power plant, you might want to monitor the amount of radiation in your home. Some radiation occurs naturally and poses little problem for humans. But, elevated levels can cause harm.

And, What About a Security System?

There are more options than ever for home security today. Some do-it-yourself security systems include cameras and the ability to see what’s happening at your home via your phone or other electronic device. Of course, systems installed and monitored by a separate security company are still available, as well.

Some alarms can provide benefits beyond safety, too. Installing them may qualify you for a discount on your insurance. Check with your independent agent for more details.

Have You Detected Any Gaps in Your Home Insurance?

A gap in your home insurance coverage could leave you dangerously uninsured when it comes to rebuilding your home after a fire, replacing valuable belongings after a theft or handling a lawsuit. To check for gaps on your policy, connect with us to review what coverage you have and what you may want to consider.

For coverage questions or claims assistance from the agents of Lee, Hill and Rowe, call us at 912-525-3360.

Original post by Posted by Safeco, 2016 – Portions reprinted with permission, courtesy  of  Safeco Insurance. Copyright AMY/LHR 9/2016, All rights reserved