Should I Buy Insurance Online?

independent agent or on line lee hil rowe
You get bombarded by commercials from insurance companies claiming you can save money on your insurance by getting it online or from their 1800 call center.  These online insurance carriers may, in fact, provide coverage at lower premium costs, but are you really getting the coverage and service that you need?  Is bottom-line price all that matters?

When you purchase your insurance policies through an independent agent you may be getting a lot more than you realize. When you work with one of us, you are dealing with a seasoned insurance professional who has industry and market knowledge and access to multiple insurance companies. It’s our job to get you the best coverage we can, but it’s our pleasure to save you money wherever possible.

In addition to securing your insurance coverage, here are some other services we provide:

  • Annual account reviews to ensure proper coverage
  • Shop the market for the best pricing
  • One-stop shopping for all of your insurance needs, both personal and commercial
  • Specific knowledge of your unique insurance needs
  •  Assistance with claims
  • A personal relationship with someone you know vs a random stranger at a call center

When you choose an independent agent instead of an online mega insurer, you experience the personalized service you deserve as a valued client. Independent agents will take the time to put together a variety of coverage options that a captive agent simply doesn’t have available, and can become your trusted advisor who will provide you with the knowledge and education it takes to make informed choices about the best coverage for you and your family.  At an on line call center, you never get the same person twice, so you don’t have the opportunity to develop the kind of rapport and trust. Why would you settle for anything less?

If you haven’t had an insurance review lately, why not give us a call and at 912-525-3360, or stop by and we’ll give you a free coverage evaluation. We’re a family owned and operated agency and we carry all lines of personal and commercial insurance.

A. Yate  for LHR/copyright 2017 All rights reserved


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